Envisioning Your Retirement_Flipbook_2026

Will You Continue to Work? Retirement has traditionally meant leaving the workforce altogether, but 75% of workers expect to continue working for pay after retiring. However, there is a large disparity between workers’ expectations and the actual experiences of retirees. Source: Employee Benefit Research Institute, 2025 75% 29% 79% 80% 72% 73% 80% 60% 40% 20% 0% 2017 2019 2021 2023 2025 29% 28% 30% 30% Percentage of workers who expect to work for pay in retirement Percentage of retirees who actually worked for pay in retirement

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